Hayes Insurance
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Car Insurance
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5 Star Home Insurance
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Contact us for a free consultation and quote from over 30 top-rated companies for Life Insurance protection for your loved ones to replace lost wages in case of death, cover final expenses, or manage wealth and inheritance issues. Let us provide you with information and quotes for your Long Term Care, which can assist you with payment for care for chronic illnesses, disabilities or other conditions on a daily basis. Looking for Disability Insurance as a self-employed worker or business owner? We can help! CA License #0750660
Need Help? Call Us at 1 (805) 520 8410
What We Offer
- For Individual
- For Business
- The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in case of a covered loss.
Life Insurance
The benefit in exchange for a premium, upon the death of an insured person.
Car Insurance
Financial protection against damage and/or bodily injury from traffic collisions,
Health Insurance
Insurance against the risk of incurring medical expenses among individuals.
Home Systems Protection
Losses occurring to one’s home, its contents, loss of use, or loss of other goods.
Products and Completed Operations Liability Insurance
Products for sale on the general market, product liability insurance is a must.
Liability Insurance
Medical treatment, disability and death benefits if an employee is injured or dies.
Asset Insurance
Covers equipment, signage, inventory & furniture in case of a fire, storm or theft.
Life, Long Term Care and Disability Insurance
Contact us for a free consultation and quote from over 30 top-rated companies for Life Insurance protection for your loved ones to replace lost wages in case of death, cover final expenses, or manage wealth and inheritance issues. Let us provide you with information and quotes for your Long Term Care, which can assist you with payment for care for chronic illnesses, disabilities or other conditions on a daily basis. Looking for Disability Insurance as a self-employed worker or business owner? We can help!
- Almost half of Americans searched for Life Insurance online last year from the over 600 Life Insurance Companies in the United States.
- Over 80% of customers think that Life Insurance is more expensive that it actually is.
- 25% of Americans will go through a disabling injury in the workforce.
- Most employer based Health Insurance plans do not cover Long Term Care coverage and even Medicare is limited.
Insurance Built Around
your Needs and Requirements
The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged is called the premium.
At a Glance
Our Key Statistics
Our Top Picks By Category
Retirement Plan
- Covered by the insurance policy
- Submit a claim to the insurer
- The insured receives a contract
- The conditions and circumstances
Starting a Business
- Covered by the insurance policy
- Submit a claim to the insurer
- The insured receives a contract
- The conditions and circumstances
Make a Claim
- Covered by the insurance policy
- Submit a claim to the insurer
- The insured receives a contract
- The conditions and circumstances
How Much Life Insurance Do I Need?
An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The action involves a contract. From an insured’s standpoint, the result is usually the same: the insurer pays the loss and claims expenses.